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Mortgage Rates*

Term Rates Points Annual Percentage Rate (APR) Payment Per Thousand
30 Year Fixed 3.950% 0.000

4.033%

$4.75
15 Year Fixed 3.375% 0.000 3.517% $7.09
15 Year Fixed Jumbo 4.250% 0.500 4.388% $7.52
20 Year Fixed Jumbo Portfolio Special 4.625% 0.000 4.677% $6.39
30 Year Fixed Jumbo 5.625% 0.000 5.669% $5.76
Construction/Permanent
3/1 ARM
3.750% 1.000 3.923% $4.63
3/1 ARM 3.625% 0.000 3.513% $4.56
5/1 ARM 3.125% 0.000 3.407% $4.28
5/1 Jumbo ARM 3.990% 0.000 3.856% $4.77
7/1 ARM 3.500% 0.000 3.495% $4.49
7/1 Jumbo ARM 4.250% 0.000 4.009% $4.92

 

*IMPORTANT NOTICES: The Annual Percentage Rates (APR) shown here assume a 25% down payment. All interest rates, APRs, and points are subject to change without notice. Adjustable Rate Mortgage (ARM) APRs are subject to future increase or decrease as the index changes. The actual APR may be higher based on credit history, loan to value ratio, the amount of credit requested, or other terms. Subject to credit approval. The above rates assume an owner occupied single family primary residence with 720 FICO credit score. In addition conforming rates assume a loan amount of $275,000 or greater and Jumbo products assume a loan amount of $800,000.00 or greater. For loan scenarios outside these parameters please call 1-800-222-2299 or contact your local branch for details.

 

Jumbo loan amounts available to $1.5 million.  Call and ask about our FHA and Mass Housing Rates.

 

Rates effective 02/06/2012

Also View Express Mortgage Rates >>

Visit our Mortgage Application Center:

 


Contact a Loan Officer:

To contact a loan officer, call 800.222.2299 or email customer.service@rocklandtrust.com

or click here to locate a Loan Officer near you.

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