Retirement Plan Services

A Full-Service Approach for Employers

Rockland Trust Investment Management Group offers expert advice for businesses who want a customized retirement plan along with a full range of investment options for either pension or profit sharing plans and defined contribution plans - 401(k), 403(b), 404(a).

At Rockland Trust we have the complete solution to help your business's retirement goals. Our relationship team will meet with you to analyze your company's needs, objectives and current retirement program, determine the appropriate plan design and create the investment strategy best suited to your organization.

Investment Management Services for Retirement Plans

When you select Rockland Trust to manage the plan's portfolio, we develop an investment program to fit the specific objectives of the plan. Our portfolio managers monitor the performance of the investment mix on an ongoing basis. Recommended adjustments are made as needed, consistent with your objectives. For 401(k) participants, you have a variety of fund options or you can choose our InvestSelect(SM) product, a sophisticated asset allocation approach.

We provide you with periodic reports and statements of all plan transactions, and regularly review investment performance with you. Revisions to the investment strategy or to the plan itself can be made at any time. Clear communication and responsive service are essential to the plan's effectiveness.

InvestSelect

• A series of portfolios that provide you access to the best mutual funds run by the most experienced money managers in the industry. We have researched those attributes that are most indicative of superior long-term performance. These include:
  • A disciplined investment style: We select managers who have a rational investment philosophy and consistently adhere to their investment style.
  • The best and most experienced managers: We search out the most qualified managers, focus in on those who have a demonstrated record of long-term success.
  • Low Portfolio Turnover: We look for funds that have greater than average holding periods, indicative of a long-term approach.
  • Cost: Over time, funds with lower cost structures tend to outperform those with higher costs, due to fees and expenses being passed on to investors which impact returns.
• As an InvestSelect client you are assigned a Relationship Manager who will work with you to make sure your portfolio is consistent with your financial goals.
• Additionally, an Investment Portfolio Manager will monitor your portfolio regularly to ensure that the underlying funds are meeting our established criteria.